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The Effects of Welfare and IDA Program Rules on Asset Holdings of Low-Income Families
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Author(s): Signe-Mary McKernan, Caroline Ratcliffe, Yunju Nam |
Organization(s): Urban Institute |
This report examines the effects of a comprehensive set of 13 welfare, food stamp, individual development account (IDA), earned income tax credit (EITC), and minimum wage program rules on the asset holdings of low-education, single mothers and families. (Low-education was used as a proxy for low-income and address fluctuations in income over time.) More specifically, this original analysis of extant data examines the effects of varying asset limits across state TANF programs, treatment of different types of assets, and state efforts to encourage asset accumulation among TANF recipients. |
Published: September, 2007 |
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Asset and Health Dynamics Among the Oldest Old (AHEAD):Initial Results From the Longitudinal Study
(Report)
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Author(s): George C. Myers (editor) |
The purpose of this Special Issue of "The Journal of Gerontology" is to introduce the scientific community to the analytic potential of a new data base--the Asset and Health Dynamics Among the Oldest Old (AHEAD) study. AHEAD is designed as a longitudinal investigation of persons 70 years of age and over in the United States. The contributions of this volume had their origin in an Early Results Workshop in September 1994 that was held at the Institute for Social Research, University of Michigan, with support from the National Institute on Aging and the Office of the Assistant Secretary for Planning and Evaluation. The papers were subsequently modified with updated data release files and extensively revised before they were submitted for consideration for this collection. The conventional peer review process was used to decide on the content of this Special Issue. The hope was that the reader could gain an appreciation of the comprehensive nature of the AHEAD study from a set of articles that address major methodological and substantive issues in the field of aging. |
Published: May, 1997 |
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The Economic Impact of Long-Term Care on Individuals
(Report)
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Author(s): Lisa Alecxih and David Kennell |
Organization(s): Lewin/ICF |
This paper summarizes data on the distributions of income and assets of the elderly. The extent to which long-term care is affordable is also examined. Data on Medicaid spenddown are discussed. Out-of-pocket payments for acute care services are also considered. Projections of public and private expenditures for long-term care in future years are also presented. The likely impacts of the growth in private long-term care are also examined. |
Published: October, 1994 |
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The Emerging Private Financing System
(Report)
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Author(s): Lisa Alecxih and David Kennell |
Organization(s): Lewin/ICF |
This paper reviews trends in the growth of private long-term care insurance, including policies features and pricing. Other private risk-pooling mechanisms, including Continuing Care Retirement Communities and Social HMOs, are also considered. Sources of individual asset accumulation that can be tapped for long-term care needs included accelerated life insurance benefits, and home equity conversion programs. Various factors that have inhibited long-term care planning by consumers and the growth in the private long-term care financing industry are also discussed. [35 PDF pages] |
Published: October, 1994 |
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A Synthesis and Critique of Studies on Medicaid Asset Spenddown
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Author(s): E. Kathleen Adams, Mark R. Meiners, and Brian O. Burwell |
Organization(s): SysteMetrics/McGraw-Hill |
The purpose of this paper was to provide a synthesis and critique of current research on Medicaid spenddown. The primary goal was to ask what these studies could tell us about the extent to which persons incurred catastrophic expenses in nursing homes. A corollary goal was to examine how the data and research methods used in the various studies affected the "results" reported. The authors believed that results of Medicaid spenddown studies quoted in the media and by policymakers, without an adequate explanation of what these results actually mean. As a consequence, the public may have been influenced that spenddown is alternatively a smaller (or larger) problem than it really was, depending on which study was quoted. [37 PDF pages] |
Published: January, 1992 |
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Effects of Multiple Admissions on Nursing Home Use: Implications for "Front-end" Policies
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Author(s): Korbin Liu and Maria Perozek |
Organization(s): Urban Institute |
This study analyzes data from the 1985 National Nursing Home Survey to examine the phenomenon of multiple nursing home admissions. This is done in order to determine the number of individuals who would be fully covered if "front-end" nursing home coverage options were enacted. Analysis of nursing home stays indicates that 51% of admissions would be fully covered by a 3-month benefit, but adjusting for multiple admissions reduces this figure to 39% of cases. [27 PDF pages] |
Published: September, 1990 |
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