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Medical Savings Account (MSA)

Medical Savings Account (MSA)

Overview

Medicare Medical Savings Account (MSA) Plans

A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan that combines a high-deductible health plan with a medical savings account.  Enrollees of Medicare MSA plans can initially use their savings account to help pay for health care, and then will have coverage through a high-deductible insurance plan once they reach their deductible.  Medicare MSA plans provide Medicare beneficiaries with more control over health care utilization, while still providing coverage against catastrophic health care expenses.  In Demonstration MSA plans, some MSA provisions are waived to make the plans more like other consumer-directed health plans, such as health savings accounts (HSAs) available in the private sector.

Downloads
MSA Overview Fact Sheet [PDF, 23Kb]

MSA Tax-Reporting Fact Sheet [PDF, 31Kb]

MSA Plans by State 2008 [PDF, 61Kb]

MSA Banking Guidance [PDF, 23 Kb]

MSA Account Guidance [PDF, 15Kb]
Related Links Inside CMS
2009 Call Letter and 2009 Model Evidence of Coverage

Medicare Managed Care Manual

Final 2009 MSA Applications

MSA Demonstration Press Release - July 10, 2006 CMS ANNOUNCES STEPS TO IMPROVE ACCESS TO CONSUMER-DIRECTED HEALTH PLANS IN MEDICARE

Medicare and You 2008

Your Guide to Medicare Medical Savings Account Plans
Related Links Outside CMSExternal Linking Policy
2007 MSA Demo Federal Register Notice

 

Page Last Modified: 09/03/2008 9:38:42 AM
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