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Following an Admissions Cohort: Care Management, Claim Experience and Transitions among an Admissions Cohort of Privately Insured Disabled Elders over a 16 Month Period
(Report)
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Author(s): Marc A. Cohen, Jessica S. Miller and Xiaomei Shi |
Organization(s): LifePlans, Inc. |
This is the second in a series of reports based on longitudinal information collected from a sample of 1400 individuals with long-term care (LTC) insurance, who notified their insurance company that they are receiving or intend to receive paid services for which they will file or have filed a claim under their LTC policy. These individuals comprise "an admissions cohort" of new LTC service users. This admissions cohort has been tracked over a period of 16 months. The purpose of this report is to report on selected findings of data collected from the first four follow-up telephone interviews completed after the initial in-person baseline assessment. These interviews were conducted at four-month intervals and examine key issues related to changes in disability status, the use of care management services, individuals' experience with the claims filing process, and transitions through the continuum of care. The authors also report on individuals' satisfaction with providers and their experiences with their LTC insurance. [36 PDF pages] |
Published: May, 2007 |
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Modeling the Decision to Purchase Private Long-Term Care Insurance
(Report)
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Author(s): Richard W. Johnson, Simone G. Schaner, Desmond Toohey and Cori E. Uccello |
Organization(s): Urban Institute |
To assess how different tax break proposals for private long-term care insurance might affect private coverage, better information is needed on the decision to purchase long-term care insurance and the sensitivity of the purchase decision to price changes. This report describes the results of efforts to model private long-term care insurance coverage and simulate policy reforms. |
Published: January, 2007 |
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Service Use and Transitions: Decisions, Choices and Care Management among an Admissions Cohort of Privately Insured Disabled Elders
(Report)
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Author(s): Marc A. Cohen, Jessica S. Miller and Xiaomei Shi |
Organization(s): LifePlans, Inc. |
The purpose of this study is to obtain a comprehensive demographic, health and attitudinal profile of individuals with private long-term care (LTC) insurance policies at the time that they begin using paid LTC services in their current service setting. The authors also seek to understand the factors involved in the decision about how and why to use paid services in particular care settings (i.e., the home, assisted living or nursing facilities). Equally important, the authors wish to understand how and why people transition between care settings throughout the course of their disability and also assess the role of care management in the process. In order to do this, the authors focused on an admissions cohort of LTC claimants and traced their experience and service utilization over time and in multiple settings. That is, they completed in-person interviews with LTC insurance policy holders at or near the time they began using paid services (in either a residential care setting or the community) and then followed them telephonically over a roughly two year period. For the purposes of this report, the authors only discuss findings from the initial in-person interviews. [61 PDF pages] |
Published: December, 2006 |
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Final Report on the "Own Your Future" Consumer Survey
(Report)
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Author(s): Long Term Care Group, Inc., and LifePlans, Inc. |
Organization(s): Long Term Care Group, Inc., LifePlans, Inc. |
This report summarizes key findings of a research initiative to survey consumers about their long-term care knowledge, attitudes and behavior both prior to and after a comprehensive consumer education campaign conducted in five states. [43 PDF pages] |
Published: November, 2006 |
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Does Geographic Location Make a Difference? A Comparative Analysis of the Socio-Demographic & Attitudinal Characteristics of Active Buyers & Non-Buyers of the Federal Long-Term Care Insurance Program
(Research Brief)
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Author(s): LifePlans, Inc. |
Organization(s): LifePlans, Inc. |
The purpose of this report is to determine the extent to which the attitudes, opinions and motivations of individuals who purchased and did not purchase the Federal Long-Term Care Insurance policy are in part a function of geographic location. The authors were interested in knowing how geography is associated with their experience with long-term care and opinions about long-term care insurance. [30 PDF pages] |
Published: September, 2004 |
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A Comparative Analysis of the Socio-Demographic and Attitudinal Characteristics of Active Buyers and Non-Buyers of Long-Term Care Insurance in the Federal, Private and Public Sectors
(Research Brief)
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Author(s): LifePlans, Inc. |
Organization(s): LifePlans, Inc. |
The purpose of this report is to analyze survey data collected from members of the federal family and compare their attitudes and opinions to those of individuals offered coverage in other public programs as well as those offered coverage in private sector employer-group settings. The analysis focuses no the attitudes, opinions and motivations of individuals who purchased and did not purchase policies, and on their experience with long-term care, and opinions about long-term care insurance. [35 PDF pages] |
Published: August, 2004 |
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A Demographic and Attitudinal Profile of Buyers of the Federal Long-Term Care Insurance Program
(Research Brief)
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Author(s): LifePlans |
Organization(s): LifePlans |
This is the first in a series of data briefs based on the information collected from the three aforementioned surveyed groups. The analysis focuses on the attitudes, opinions and motivations of individuals who purchased policies. Where appropriate, the authors also compare these buyers to other individuals who have purchased private LTC insurance either in the individual or employer group markets. [23 PDF pages] |
Published: August, 2004 |
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A Demographic and Attitudinal Profile of Non-Buyers of the Federal Long-Term Care Insurance Program
(Research Brief)
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Author(s): LifePlans, Inc. |
Organization(s): LifePlans, Inc. |
This is the second in a series of data briefs based on the information collected for a study of buyers, non-buyers, and non-responders to the Federal Long Term Care Insurance Program (FLTCIP). The purpose of this data brief is to analyze survey data collected from individuals who chose not to enroll in or purchase the plan — that is, "non-buyers". The analysis focuses on the attitudes, opinions and motivations of individuals who requested an information kit and application but did not purchase the policy. Where appropriate, the authors also compare these non-buyers to other individuals who have shown interest, but not purchased private LTC insurance either in the individual or employer group markets. [22 PDF pages] |
Published: August, 2004 |
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A Demographic and Attitudinal Profile of Non-Responders to the Federal Long-Term Care Insurance Program
(Research Brief)
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Author(s): LifePlans, Inc. |
Organization(s): LifePlans, Inc. |
This is the third in a series of data briefs based on the information collected for a study of buyers, non-buyers, and non-responders to the Federal Long Term Care Insurance Program (FLTCIP). The purpose of this data brief is to analyze survey data collected from individuals who neither responded to the Federal offering of LTCI, nor enrolled in the program--that is, "non-responders". The analysis focuses on the attitudes, opinions and motivations of individuals who are active and retired federal employees that did not request an information kit and/or application as of the time the sample was drawn. By sampling this unique group of people, the authors are able to understand why they did not even express an interest in learning about the FLTCIP. [17 PDF pages] |
Published: August, 2004 |
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A Comparison of Demographic and Attitudinal Characteristics Among Active and Retired Buyers, Non-Buyers and Non-Responders to the Federal Long-Term Care Insurance Program
(Research Brief)
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Author(s): LifePlans, Inc. |
Organization(s): LifePlans, Inc. |
This is the fourth in a series of data briefs based on the information collected for the study of buyers, non-buyers, and non-responders to the Federal Long Term Care Insurance Program (FLTCIP). The purpose of this data brief is to compare the demographic and attitudinal characteristics of these groups. The analysis focuses on demographic characteristics, as well as on issues related to retirement planning, experience with long-term care, and opinions about long-term care insurance. [27 PDF pages] |
Published: August, 2004 |
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