Payroll Savings
The Payroll Savings Plan, offered by the U.S. Treasury's Bureau of the Public Debt and administered by the Federal Reserve, provides an opportunity for employees to save money by investing in savings bonds through payroll deduction.
TreasuryDirect
With TreasuryDirect, your employee enjoys the benefit of automatic savings with significantly less work, and, therefore, less cost to you. You can offer electronic securities to your employees through Electronic Payroll Savings with TreasuryDirect Payroll.
You can still offer paper savings bonds to your employees. Learn more about the Payroll for Paper Savings Bonds.
Fees
Several companies issue savings bonds through direct payroll deduction plans. Fees are paid to these companies based on the number of bonds issued.
First 500 bonds issued per transfer month | 32¢ |
Next 3,000 bonds issued per transfer month | 11¢ |
All bonds over 3,500 issued per transfer month | 6¢ |