Housing & Real Estate

Guide to complying with laws and regulations that apply to the housing and real estate industry.

• Advertising Consumer Leases
  If you advertise consumer leases, your ads must comply with the streamlined rules for lease advertising found in the Consumer Leasing Act (CLA) and Regulation M.
  
  
• Environmental Compliance : Rules and Regulations Applying to HUD
  A guide to all environmental laws and rules which apply to HUD programs and policies.
  
  
• FHA Appraisers Guide
  Provides FHA Appraisers with links to important sites, answers to frequently asked questions, necessary forms, news and other information.
  
  
• FHA Title II Mortgage Starter Kit
  FHA lender starter kit for those concentrating on single family homes.
  
  
• Fair Housing Advertising
  The provisions of the Fair Housing Act make it unlawful to discriminate in the sale, rental, and financing of housing, and in the provision of brokerage and appraisal services, because of race, color, religion, sex, handicap, familial status, or national origin.
  
  
• HUD Grants
  Information and resources pertaining to HUD's grant programs.
  
  
• HUD Inspectors and 203K Consultants Guide
  Provides citizens and lenders with tools to search for an FHA Inspector or 203k Consultant by location, ID, name, or status.
  
  
• HUD Office of Environment and Energy
  Provides a brief description and electronic links for the compete text of all environmental laws and rules which apply to HUD programs and policies.
  
  
• HUD Reverse Auction Program
  Provides information on the PIH-REAC Reverse Auction Program (RAP) that secures inspection services for HUD assisted housing.
  
  
• Healthy Homes and Lead Hazard Control : Compliance Assistance
  Guidance and documents related to lead-based paint regulations.
  
  
• How to Become a HUD Approved Lender
  Helps new lenders get started with HUD/FHA insured mortgage products and helps old lenders recertify their approved status.
  
  
• Interstate Land Sales
  Includes requirements for land developers to register subdivisions of 100 or more non-exempt lots with HUD and to provide each purchaser with a disclosure document called a Property Report.
  
  
• Introduction to Selling HUD Homes
  Provides information on HUD Homes for sale
  
  
• Lead Safe Housing Rule
  Identifies the requirements for notification, evaluation and reduction of Lead-Based paint hazards in federally owned residential property and housing receiving federal assistance
  
  
• Lead-Based Paint Hazards in Housing: Guidelines for the Evaluation and Control
  The HUD Guidelines for the Evaluation and Control of Lead-Based Paint Hazards in Housing (the Guidelines) provide detailed, comprehensive, technical information on how to identify lead-based paint hazards in housing and how to control such hazards safely and efficiently.
  
  
• Lender Assessment Subsystem (LASS)
  Provides guidance for non-supervised Title I and Title II lenders and loan correspondents who use the LASS system to submit their annual CPA prepared audit and financial statement to renew their FHA lender approval as part of the recertification process.
  
  
• Lenders Guide to HUD
  One-stop portal for lenders, bankers, and others associated with mortgage loans.
  
  
• Manufactured Housing Guide
  Information on complying with Federal manufactured home construction and safety standards.
  
  
• Minimum Property Standards
  Information on minimum standards for buildings constructed under HUD housing programs. This includes new single family homes, multi-family housing and health care type facilities.
  
  
• Real Estate Settlement Procedures Act (RESPA)
  Provides information on RESPA , which requires that consumers receive disclosures at various times in the transaction and outlaws kickbacks that increase the cost of settlement services. RESPA is a HUD consumer protection statute designed to help homebuyers be better shoppers in the home buying process, and is enforced by HUD.
  
  
• Selling HUD Homes : Guide for Real Estate Brokers
  Provides information to real estate brokers interested in selling HUD Homes
  
  
• Single Family Housing : FAQs
  A list of frequently asked questions about HUD programs and regulations covering single family homes.
  
  
• Tax Guide to Real Estate Businesses
  The links on this page provide information such as tax tips and trends and statistics for the real estate industry.
  
  
• Using Consumer Credit Reports : What Landlords Need to Know
  Fact sheet for landlords using consumer and credit reports to evaluate rental applications.