How are benefits computed if I have less than 35 years of work?
Question
How are benefits computed if I have less than 35 years of work?
Answer
We use the highest 35 years of earnings to compute an individual's benefit amount. If the individual does not have 35 years of earnings, we will use all of the earnings on the record. We will factor in an annual total of $0.00 earnings for each of the remaining years.