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Using the Tables for a Monthly Annuity Factor

 

Monthly Annuity Factors for a Single Life Annuity
   

Click on the link below for the monthly annuity factors for a single life annuity.   Find your age (at the expected annuity purchase date) in the left-hand column.  Find the column that describes the annuity option you are estimating.  Then find the number where the row for your age intersects the column for your annuity option.  Enter that number on the worksheet on line (7).

   
Single life annuity  
   
Monthly Annuity Factors for a Joint Life Annuity
   
Click on the link below for the annuity option you are estimating.  Find your age (at the expected annuity purchase date) in the left-hand column.  Find the column corresponding with the age of your joint annuitant.  Then find the number where the row for your age intersects the column of the joint annuitant.  Enter that number on the worksheet on line (7).
Annuity Option 3A
Joint Life Annuity with Spouse, Level Payments, 100% Survivor Annuity, No Cash Refund
   
Annuity Option 3B
Joint Life Annuity with Spouse, Level Payments, 50% Survivor Annuity, No Cash Refund
   
Annuity Option 3C
Joint Life Annuity with Spouse, Level Payments, 100% Survivor Annuity, With Cash Refund
   
Annuity Option 3D
Joint Life Annuity with Spouse, Level Payments, 50% Survivor Annuity, With Cash Refund
   
Annuity Option 4A
Joint Life Annuity with Spouse, Increasing Payments, 100% Survivor Annuity, No Cash Refund
   
Annuity Option 4B
Joint Life Annuity with Spouse, Increasing Payments, 50% Survivor Annuity, No Cash Refund
   
Annuity Option 4C
Joint Life Annuity with Spouse, Increasing Payments, 100% Survivor Annuity, With Cash Refund
   
Annuity Option 4D
Joint Life Annuity with Spouse, Increasing Payments, 50% Survivor Annuity, With Cash Refund
   
Annuity Option 5A
Joint Life Annuity with Other, Level Payments, 100% Survivor Annuity, No Cash Refund
Note:
  This option is not available if the joint annuitant is more than 10 years younger than the participant
   
Annuity Option 5B
Joint Life Annuity with Other, Level Payments, 50% Survivor Annuity, No Cash Refund
   
Annuity Option 5C
Joint Life Annuity with Other, Level Payments, 100% Survivor Annuity, With Cash Refund
Note:  This option is not available if the joint annuitant is more than 10 years younger than the participant.
   
Annuity Option 5D
Joint Life Annuity with Other, Level Payments, 50% Survivor Annuity, With Cash Refund