This pamphlet contains important information for retired Federal employees about rights and benefits as an annuitant under the Federal Employees Group Life Insurance Program. This pamphlet is not a contract of insurance. It summarizes the benefits payable; who receives the benefits; how to submit a claim; and other provisions of the Program. Refer to it when you (or your family) have questions about Federal life insurance.

The premiums and age ranges in the web page version of this pamphlet are those effective January 2005. The premiums and age ranges in the PDF version of the pamphlet are those which were in effect in May of 2000 when the paper version was published.