Sometimes more than one person might use the same Social Security number—either on purpose or by accident. Social Security does not require you to report a lost or stolen card. And reporting a lost or stolen card to us will not prevent its misuse. However, a person using your card or number can get other personal information about you and apply for credit in your name. So if you suspect someone is using your number, you should take these steps to protect yourself and your financial health: - Educate yourself about identity theft;
- File a complaint with the Federal Trade Commission;
- Check your Social Security records (call toll-free 1-800-772-1213; TTY 1-800-325-0778) to ensure your income is calculated correctly; and
- Monitor your credit reports.
For more information, see: You can replace your card for free if it is lost or stolen. However, you are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in noncitizen status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship. In most cases, the only time you will need to produce your card is when you apply for employment. Therefore, if you anticipate starting new employment, you should request a replacement card in advance. For more information about getting a replacement card, see Documents You Need for a Social Security Card.
Keep your Social Security card in a safe place with your other important papers. Do not carry it with you.
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