Guidance on Application of the Definition of Money Transmitter to Brokers and Dealers in Currency and other Commodities (09/10/2008) HTML | PDF
FinCEN Issues Guidance (FIN-2008-G007) on Recognizing Suspicious Activity – Red Flags for Casinos and Card Clubs (08/01/2008) HTML | PDF
FIN-2008-R005 – Whether Certain Reloadable Card Operations are Money Services Businesses (05/19/2008) HTML | PDF
FIN-2008-R004 – Whether a Foreign Exchange Consultant is a Currency Dealer or Exchanger or Money Transmitter (05/09/2008) HTML | PDF
FIN-2008-R003 – Whether a Person That is Engaged in the Business of Foreign Exchange Risk Management is a Currency Dealer or Exchanger or Money Transmitter (05/09/2008) HTML | PDF
FIN-2008-R002 – Whether a Foreign Exchange Dealer is a Currency Dealer or Exchanger or Money Transmitter (05/09/2008) HTML | PDF
Guidance on Preparation Guidelines for Use of Special Response “XX” in FinCEN Form 109, Suspicious Activity Report by Money Services Business (05/02/2008) HTML | PDF
Guidance to Financial Institutions on Filing Suspicious Activity Reports regarding the Proceeds of Foreign Corruption (04/17/2008) HTML | PDF
Guidance (Frequently Asked Questions) Anti-Money Laundering Program and Suspicious Activity Reporting Requirements for Insurance Companies (03/20/2008) HTML | PDF
FinCEN Issues Guidance for Dealers, Including Certain Retailers, of Precious Metals, Precious Stones, or Jewels, on Conducting a Risk Assessment of Their Foreign Suppliers (03/10/2008) HTML | PDF
Customer Identification Program Rule No-Action Position Respecting Broker-Dealers Operating Under Fully Disclosed Clearing Agreements According to Certain Functional Allocations (03/04/2008) HTML | PDF
Guidance – Application of Correspondent Account Rules to the Presentation of Negotiable Instruments Received by a Covered Financial Institution for Payment (01/30/2008) HTML | PDF
FIN-2008-R001 (Replaces FIN-2006-R003) – Reporting of Certain Currency Transactions for Sole Proprietorships and Legal Entities Operating Under a “Doing Business As” (“DBA”) Name (01/25/2008) HTML | PDF
FIN-2007-R002 – Whether a Business that Cashes Checks Payable to Customers to Apply Proceeds to the Repayment of Customers’ Obligations is a Money Services Business (01/10/2008) HTML | PDF
FIN-2007-R001 – Whether a Publicly Traded Company that Cashes its own Checks Issued to Loan Customers is a Money Services Business (01/08/2008) HTML | PDF
Guidance – Application of the Definition of Money Services Business to Certain Owner-Operators of Automated Teller Machines Offering Limited Services (12/03/2007) HTML | PDF
Guidance (Frequently Asked Questions) – Casino Recordkeeping, Reporting and Compliance Program Requirements (11/14/2007) HTML | PDF
Guidance to Financial Institutions on the Increasing Money Laundering Threat Involving Illicit Iranian Activity (10/16/2007) HTML | PDF
Reference- Suggestions for Addressing Common Errors Noted in Suspicious Activity Reporting (10/10/2007) HTML | PDF
Notice to Certain Registered Money Services Businesses - Registration Renewal Deadline is December 31, 2007 (10/09/2007) HTML | PDF
Guidance - Application of the Correspondent Account Rule to Executing Dealers Operating in Over-The-Counter Foreign Exchange and Derivatives Markets Pursuant to Prime Brokerage Arrangements (09/05/2007) HTML | PDF
Guidance – Money Transmitter Report of Foreign Bank and Financial Accounts (FBAR) Filing Requirements on IRS.GOV (06/19/2007) HTML Only
Guidance - Requests by Law Enforcement for Financial Institutions to Maintain Accounts (06/13/2007) HTML | PDF
Guidance - Suspicious Activity Report Supporting Documentation (06/13/2007) HTML | PDF
Guidance - Application of the Customer Identification Program Rule to Future Commission Merchants Operating as Executing and Clearing Brokers in Give-Up Arrangements (04/20/2007) HTML | PDF
Guidance (Frequently Asked Questions) – Customer Identification Programs and Banks Serving as Insurance Agents (12/12/2006) HTML | PDF
Advisory - Potential Money Laundering Risks related to Shell Company (11/09/2006) HTML | PDF
Guidance (Frequently-Asked Questions) - Suspicious Activity Reporting Requirements for Mutual Funds (10/04/06) (10/04/2006) HTML | PDF
Frequently Asked Questions on Conducting Independent Reviews of Money Services Business Anti-Money Laundering Programs (09/22/2006) HTML | PDF
SEC No-Action Letter Permitting Securities Broker-Dealers to Rely on Investment Advisers for Purposes of the Joint FinCEN/SEC Customer Identification Rule (07/24/2006) HTML Only
Guidance - Application of the Regulations Requiring Special Due Diligence Programs for Certain Foreign Accounts to Certain Introduced Accounts and Give-Up Arrangements in the Futures Industries (06/08/2006) HTML | PDF
Guidance (Frequently Asked Questions) – Anti-Money Laundering Program and Suspicious Activity Reporting Requirements for Insurance Companies (05/31/2006) HTML | PDF
Guidance – Application of the Regulations Requiring Special Due Diligence Programs for Certain Foreign Accounts to the Securities and Futures Industries (05/10/2006) HTML | PDF
Guidance – Application of Regulations regarding Special Due Diligence Programs for Certain Foreign Accounts to NSCC Fund/SERV Accounts (05/03/2006) HTML | PDF
Advisory - Guidance to Financial Institutions on the Repatriation of Currency Smuggled into Mexico from the United States (04/28/2006) HTML | PDF
Guidance (Frequently Asked Questions) – Customer Identification Program Responsibilities under the Agency Lending Disclosure Initiative (04/25/2006) HTML | PDF
Advisory - Guidance to Financial Institutions on the Provision of Financial Services to Belarusian Senior Regime Elements Engaged in Illicit Activities (04/10/2006) HTML | PDF
Guidance (Frequently Asked Questions) – Businesses Cashing Their Own Checks (03/31/2006) HTML | PDF
Joint Guidance (Frequently Asked Questions) - Customer Identification Programs for Futures Commission Merchants and Introducing Brokers (02/14/2006) HTML | PDF
Guidance - Registration and De-Registration of Money Services Businesses (02/03/2006) HTML | PDF
Advisory - Guidance To Financial Institutions Regarding Hurricane-Related Benefit Fraud (02/03/2006) HTML | PDF
Guidance (Frequently Asked Questions) - Foreign Bank Recertifications (02/03/2006) HTML | PDF
Guidance - Sharing of Suspicious Activity Reports by Securities Broker-Dealers, Futures Commission Merchants, and Introducing Brokers in Commodities (01/20/2006) HTML | PDF
Interagency Guidance - Sharing Suspicious Activity Reports with Head Offices and Controlling Companies (01/20/2006) HTML | PDF
Advisory – Guidance to financial institutions on the provision of banking services to North Korean government agencies and associated front companies engaged in illicit activities (12/23/2005) HTML | PDF
Guidance (Frequently Asked Questions) Concerning Anti-Money Laundering Program and Suspicious Activity Reporting Requirements for Insurance Companies (10/31/2005) HTML | PDF
Amended Memorandum Opinion granting Government’s Motion for Summary Judgment in Wuliger V. Office of the Comptroller of the Currency (09/14/2005) PDF Only
Guidance (Frequently Asked Questions) Concerning Whether Anti-Money Laundering Programs and Records Should Be in English (09/02/2005) HTML | PDF
Guidance (Frequently Asked Questions) Concerning completion of Part II of FinCEN Form 104, Currency Transaction Report (08/12/2005) HTML | PDF
Guidance (Frequently Asked Questions) - Interim Final Rule on Anti-Money Laundering Programs for Dealers in Precious Metals, Stones, or Jewels (06/03/2005) HTML | PDF
Order of Magistrate Judge denying motion to compel FDIC to produce suspicious activity report in FDIC v. Flagship Auto Center, Inc. (05/13/2005) PDF Only
Statement of Interest of the United States filed in the case of FDIC v. Flagship Auto Center, Inc. (05/09/2005) PDF Only
Interagency Interpretive Guidance regarding joint regulation (31 C.F.R. § 103.121) requiring banks, savings associations, credit unions, and certain non-federally regulated banks to have a Customer Identification Program (04/28/2005) HTML | PDF
Advisory on Guidance to Money Services Businesses on Obtaining and Maintaining Banking Services (04/26/2005) HTML | PDF
Interagency Interpretative Guidance on Providing Banking Services to Money Services Businesses Operating in the United States (04/26/05) (04/26/2005) HTML | PDF
Opinion of the U.S. District Court in the case of U.S. v Uddin, interpreting Unlicensed Money Transmitter violating 18 U.S.C. 1960 (04/11/2005) HTML | PDF
Statement of Interest filed by the United States in the case of Wuliger v. Office of the Comptroller of the Currency (04/05/2005) PDF Only
Joint Statement on providing banking services to money services businesses (03/30/2005) HTML | PDF
Guidance (Interpretive Release No. 2004-02) - Unitary Filing of Suspicious Activity and Blocking Reports (Final Rule) (12/23/2004) PDF Only
Interpretation of Suspicious Activity Reporting Requirements to Permit the Unitary Filing of Suspicious Activity and Blocking Reports (12/14/2004) HTML | PDF
Guidance (Interpretive Release 2004-1) - Anti-Money Laundering Program - Requirements for Money Services Businesses With Respect to Foreign Agents or Foreign Counterparties (12/14/2004) PDF Only
Unauthorized Disclosure of Suspicious Activity Reports (08/18/2004) HTML | PDF
Notice to Financial Institutions (07/27/2004) HTML | PDF
Statement of Policy on Accepting Accounts from Foreign Governments, Foreign Embassies and Foreign Political Figures (06/16/2004) HTML | PDF
Interagency Advisory: Guidance on Accepting Accounts from Foreign Governments, Foreign Embassies and Foreign Political Figures (06/15/2004) HTML | PDF
Interagency Advisory: Federal Court Reaffirms Protections for Financial Institutions Filing Suspicious Activity Reports (05/24/2004) HTML | PDF
Guidance (FAQs: Final CIP Rule) on Customer Identification Regulations (01/08/2004) HTML | PDF
CTR Exemption Regulation Amended to Include MMDAs HTML Only
Reminder of Requirement To Use Reformed CTR Exemption Regulations HTML Only
Extension of a Grant of Conditional Exception to the "Travel Rule" HTML Only
Reminder of Requirement To File Report of Foreign Bank and Financial Accounts, Form TD F 90-22.1 ("FBAR") HTML Only
Guidance on Determining Whether Tribally Owned and Operated Casinos are Eligible for Exemption from CTR Requirements HTML | PDF
Guidance on Interpreting Financial Institution Policies in Relation to Recordkeeping Requirements Under 31 C.F.R. §103.29 HTML | PDF
Guidance on Interpreting "Frequently" Found in the Criteria for Exempting a "Non-Listed Business" Under 31 C.F.R. §103.22(d)(2)(vi)(B) HTML | PDF
Guidance on Definition of Check Casher and BSA Requirements HTML | PDF
IRS Offshore Voluntary Compliance Initiative - FinCEN Waiver from Civil Money Penalties for Failure to Timely File FBAR HTML | PDF
Money Laundering Prevention - An MSB Guide PDF Only
Reporting Suspicious Activity - A Quick Reference Guide for MSBs PDF Only
Bank Secrecy Act Requirements - A Quick Reference Guide for MSBs PDF Only