OCC 99-36 
Subject: Risk-Based Capital 	 	
Description: Joint Agency Statement	     
Date:	October 5, 1999

TO: Chief Executive Officers of All National Banks, 
Department and Division Heads, and All Examining Personnel


The Board of Governors of the Federal Reserve System, 
the Federal Deposit Insurance Corporation, the Office 
of the Comptroller of the Currency, and the Office of 
Thrift Supervision issued the attached joint statement 
that addresses the agencies' supervisory approach to 
possible temporary balance sheet growth due to 
potential unusual market responses around the century 
date change.

For further information about this bulletin, contact 
Margot Schwadron in the Capital Policy Division at (202) 874-5070.




Tommy Snow
Director, Capital Policy 

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