First:

to your widow or widower

Second:

if none, to your child or children in equal shares, with the share of any deceased child distributed among that child's descendants

Third:

if none, to your parents in equal shares or the entire amount to your surviving parent

Fourth:

if none, to the executor or administrator of your estate

Fifth:

if none, to your next of kin under the laws of the State where you lived at the time of your death.