Federal Reserve Bulletin, Volume 94, 2008

Article

  • The 2007 HMDA Data (Draft of forthcoming article.)
    Robert B. Avery, Kenneth P. Brevoort and Glenn B. Canner
    September 11, 2008
    The data that mortgage lending institutions reported for 2007 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the considerable stress that housing and mortgage markets have recently experienced, particularly in the higher-priced market segment. This article presents key findings from the 2007 HMDA data. In doing so, it highlights the notable changes in relationships that are revealed when the 2007 data--especially the data pertaining to the higher-priced market segment--are compared with data from earlier years. PDF (816 KB) | List of closed lenders (Excel file - 38 KB XLS)
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