Business Day Markets

Consumer Rates

Yesterday's rate    
Change from last week
Key Rates
Nov 12
Year Ago
 
Based on data compiled daily by Bankrate.com »
Fed funds rate
0.25 0.25
Prime rate
3.25 3.25
Lending Rates      
Home Mortgages      
Fixed  
15-year fixed
3.12 3.47
15-year fixed jumbo
3.79 3.77
30-year fixed
4.03 4.38
30-year fixed jumbo
4.18 4.49
Adjustable  
1-year adj. rate
2.64 3.02
5/1 adj. rate
3.28 3.56
5/1 adj. rate jumbo
3.49 2.90
Home Equity      
$75K line, good cred
FICO SCORE 660-749
3.92 4.32
$75K line, excl cred
FICO SCORE 750-850
3.90 4.17
$75K loan, good cred
FICO SCORE 660-749
4.50 5.90
$75K loan, excl cred
FICO SCORE 750-850
4.50 5.84
Auto Loan Rates      
36-mo. used car
3.50 2.92
60-mo. new car
3.26 2.98
Savings      
Money market
0.40 0.40
$10K Money market
0.35 0.39
       
6-month C.D.
0.39 0.40
1-year C.D.
0.69 0.69
2-year C.D.
0.86 0.83
5-year I.R.A. C.D.
1.53 1.28

Copyright © 2014. Quotes and other information supplied by independent providers identified on the vendor disclosures page.

Bank Savings Yields

Banks Quoting Highest Rates

Small Saver
See all rates »
My Savings Direct,NY 1.05% (877) 752-1919
CIT Bank,UT 1.00% (855) 462-2652
iGObanking.com,NY 1.00% (888) 432-5890
Jumbo
See all rates »
Bank savings yields based on data compiled weekly by Bankrate.com »
EH National Bank,CA 0.86% (888) 392-5265
First Internet Bank of Indiana,IN 0.80% (888) 873-3424
Discover Bank,IL 0.80% (877) 505-4051

Money Market Mutual Funds

Largest 7-day avg.
% yld.
Type
10/31/2014
R = Regular T = Tax Exempt

Based on data compiled monthly by Morningstar »
American Funds Money Market A n.a. R
Fidelity® Cash Reserves 0.01 R
Vanguard Prime Money Market Inv 0.01 R
JPMorgan Prime Money Market Capital 0.05 R
BlackRock Liquidity TempFund Instl 0.02 R
Schwab Cash Reserves™ 0.06 R
BlackRock Cash Funds Instl SL Agency 0.13 R
Fidelity® Instl MM Fds Money Mkt Instl 0.08 R
Highest
7-day
yields
7-day avg.
% yld.
Type
Deutsche Variable NAV Money Capital 0.19 R
Deutsche Variable NAV Money Instl 0.14 R
BlackRock Cash Funds Instl SL Agency 0.13 R
BlackRock Cash Funds Prime SL Agency 0.11 R
Meeder Money Market Institutional 0.11 R
BlackRock Cash Funds Instl Instl 0.10 R
HSBC Prime Money Market I 0.10 R
Dreyfus Instl Preferred Plus MMkt 0.09 T