The Money Doctor

One thing you are going to strive for when you are talking about financial freedom is independence. You don't want to be married to any one group or fund and you want your money to grow independent of whatever turmoil is happening in the markets. By that rationale the independent investment advisory firm Gallagher Financial Group home to Doc Gallagher radio's "Money Doctor" should be on your radar.

As an independent group Doc Gallagher and Gallagher Financial Group has been successful in helping so many reach and exceed their financial goals. Regardless of trends and in spite of the momentum, Gallagher Financial Group have always marched to the beat of their own drum and been all the better for it.

The Gallagher Financial Group has strategies to maximize customers financial assets while minimizing tax exposure. They set up and monitor retirement and estate protection plans, offer counseling on personal budgets, and provide a number of ways for clients to learn more about the economy and financial markets. With high level of personal service and focus on the needs of each individual, the Gallagher formula translates to peace of mind for their customers. This, in turn, empowers them to understand and control their financial future.

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Medicare:

Once you're eligible for Medicare, insurance becomes more affordable and you can't be denied coverage for pre-existing conditions.

Understanding and effectively managing your Medicare benefits can be a tricky and complicated business. The Gallagher Group offers guidance in helping you make the most of your Medicare choices. Their goal is to help you make every dollar you've rightfully earned count.

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Estate Planning:

Another area that is very touchy for many people is estate planning. It's difficult to discuss but effective estate planning can really unburden a family during a time of immense grief. The Gallagher Group can help enhance the value of estate by helping reduce expenses and taxes while removing the uncertainties involving asset distribution and estate administration.

Gallagher advises clients in setting up living wills, powers of attorney, property ownership transfers, and wills and trusts which can ease the burden on loved ones.

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Social Security:

Determining and maximizing ones Social Security benefits is a big part of the retirement equation. The Gallagher Group helps clients determine the most financially rewarding time to begin accepting benefits. Since claiming benefits too soon generally means lower lifetime payments, there are tax benefits in waiting a little longer. The Gallagher Group strives to give clients proper guidance so that they may take full advantage of the benefits earned.

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Retirement:

Another area which can be rather touch and go is retirement. People are plagued by questions about retiring too early, retirement and maintaining a lifestyle, some people would rather not retire at all! An individuals retirement has got to be something which works for them and it has got to be something which is well thought out. The Gallagher team strives to help clients find a secure and financially sound retirement. With decades of financial planning experience, Gallagher can help you make the most of your Social Security benefits through proper management of your 401K and other retirement plans. The goal is safe generation of the highest consistent yields. Gallagher Group would like every client to reach and exceed that goal.

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Reduce Your Tax Burden:

There are many ways that the thoughtful individual can see their tax burden reduced. The team at Gallagher Financial Group have a constant eye on trending tax laws, tax codes, and ways around paying too much to subsidize others. Gallagher believes their customers work hard for their money and should be able to keep as much of it as they are legally able to.

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Prosper Financially:

The long term goal for everyone is to have sound peace of mind, financial stability and overall freedom. The Gallagher Financial Group have their team laser focused on helping clients meet their short- and long-term financial goals with sound advice backed by years of experience. Their experts can help establish a realistic budget, save money, avoid market losses, get a handle on debt, and achieve true financial freedom and prosperity.