DealBook

States Ease Interest Rate Laws That Protected Poor Borrowers

By MICHAEL CORKERY

Karsten Moran for The New York Times

Last year, OneMain Financial’s profit increased 31 percent from 2012.

Lawmakers in several states have voted to increase the fees or the interest rates that lenders can charge on personal loans used by millions of poor or financially struggling borrowers.

It's the Economy

Can You Uber a Burger?

By MATT BUCHANAN

Illustration by Kelsey Dake

Surge-pricing comes to the restaurant industry.

October 22, 2014

Kansas Faces Additional Revenue Shortfalls After Tax Cuts

By JOSH BARRO

Three more months of data are in, and the state is still collecting much less income tax than it expected.

October 20, 2014

A Record Drop in the Unemployment Rate for a Midterm Cycle

By JUSTIN WOLFERS

Many people still feel a lack of opportunity as wage growth remains stagnant.

October 17, 2014

When Stocks Are Expensive, Returns Have Been Lower

By DAVID LEONHARDT

A high price-earnings ratio over the last 125 years has usually been followed by years of mediocre returns.

October 17, 2014

What Janet Yellen Said, and Didn’t Say, About Inequality

By NEIL IRWIN

By the cautious standards of central bankers, her speech was radical, but she stayed away from aspects of the problem that the Fed can influence.

Go to The Upshot »

The Upshot

A trader checked his terminal at the New York Stock Exchange on Wednesday, an especially wild day of trading in a volatile market week.

When a Stock Market Theory Is Contagious

By ROBERT J. SHILLER

Is the world economy suffering from “secular stagnation”? True or false, the idea alone could keep hurting stock prices.

The Upshot

When Uber and Airbnb Meet the Real World

By CLAIRE CAIN MILLER

For a new wave of tech start-ups, the belief that problems could be solved by software, not people, was the first wrong assumption.

Special Section

Mutual Funds Report: Second Quarter

Mutual funds and E.T.F.s generally fared well in the second quarter, despite rumblings from global trouble spots and the Federal Reserve’s intention of reducing economic stimulus.

Graphic

The Nation’s Economy, This Side of the Recession

By ALICIA PARLAPIANO, SHAILA DEWAN and NELSON D. SCHWARTZ

In the five years since the United States began its slow climb out of the deepest recession since the 1930s, the job market has undergone a substantial makeover.

Interactive Graphic

The Upshot

How the Recession Reshaped the Economy, in 255 Charts

By ALICIA PARLAPIANO and JEREMY ASHKENAS

Five years since the end of the Great Recession, the private sector has finally regained the nine million jobs it lost. But not all industries recovered equally.

Columnists

Economic Scene

Mantoloking, N.J., after Hurricane Sandy in 2012.

A Retreat From Weather Disasters

By EDUARDO PORTER

As the damages wrought by increasingly disruptive weather patterns have climbed around the world, the insurance industry seems to have quietly engaged in what looks a lot like a retreat.

Economic Scene

Tax Tactics Threaten Public Funds

By EDUARDO PORTER

If global corporations can continue to evade taxation, the burden of government financing could fall disproportionately on ordinary workers.

Economic Scene

The Benefits of Easing Climate Change

By EDUARDO PORTER

For all the fears that curbing carbon emissions will put the brakes on economic growth, it might actually enhance it.

High & Low Finance

Jobless Rate May Be a Flawed Indicator for Fed Policy

By FLOYD NORRIS

The Federal Reserve has used the unemployment rate to indicate whether monetary policy should be tightened, but at least one economist argues that unemployment alone doesn’t tell the whole story.

In a speech at the University of California Berkely in November 2012, Ms. Yellen spoke of pairing the Fed's inflation goal with a specific employment goal.

Timeline

Yellen’s Path to the Pinnacle

Milestones in the career of Janet L. Yellen, President Obama’s choice to be chief of the Federal Reserve, including video recollections from friends and colleagues.