Your Money Adviser
Finding the Best Ways to Cut Utility Costs
By ANN CARRNS
A wide variety of alternative and “smart” gadgets, including advanced power strips and high-efficiency light bulbs, can help consumers conserve energy.
Lawmakers in several states have voted to increase the fees or the interest rates that lenders can charge on personal loans used by millions of poor or financially struggling borrowers.
A wide variety of alternative and “smart” gadgets, including advanced power strips and high-efficiency light bulbs, can help consumers conserve energy.
Integrating the new payment system with varied apps still has some flaws, but brick-and-mortar purchases are easy and fun.
The new regulations aim to strengthen the vast market for bonds that are backed with mortgages and other loans.
Since credit remains tight for many borrowers, a federal regulator is trying to ease rules to put the housing market back on track.
The Federal Reserve still plans to wrap up its bond-buying campaign at the end of October and remains likely to raise interest rates in mid-2015, although it now seems less likely to act sooner, analysts say.
As the damages wrought by increasingly disruptive weather patterns have climbed around the world, the insurance industry seems to have quietly engaged in what looks a lot like a retreat.
I’ve started playing this game during market volatility: When someone tells me the market is scary, I increase my investments. It takes the desire to act and harnesses it for good.
Few people think about the potential challenges of getting around town when their ability to drive declines with age.
In the growing market for homes for the ultrarich, what is it like to make a deal?
Parents may panic when a child reaches senior year in high school and there’s little or no money for college available. Here are some options.
When must investment advice be in a consumer’s best interest? It depends on whether an adviser is required to follow what’s known as the “fiduciary standard.”
Experts caution against overreacting to recent tremors in the markets. Investors may assess their portfolios and realize the mix is just right.
Donations to educational institutions are increasing. What to consider when your contribution is significant.
Whether writing only for family and friends or for a broader audience, more retirees are looking to share compelling moments from their lives.
Some high-tech companies offer top-shelf extras like gourmet meals and child care, but critics say this just keeps people at work longer.
See how long it could take for your portfolio to return to its peak value.
What would happen to your savings balances if you saved just one percent more a year?
A customizable checklist to guide your own financial tuneup, providing tips, the time needed to achieve them and links to additional resources.
An interactive checklist to help navigate ways to prepare and secure your financial future at each stage of life.
The choice between buying a home and renting one is among the biggest financial decisions that many adults make.
A guide to student loans at various universities, and what it takes after graduation to repay that debt.
Carl Richards, a financial planner, has been explaining the basics of money through simple graphs and diagrams.
See how your household income ranks in 344 zones across the United States.
The college-application essays that four students submitted this year on emerging stronger from economic challenges.
These companies offer help picking and rebalancing index and exchange-traded funds or similar investments, and none charge more than about 0.5 percent of your assets each year for the privilege.
Is the world economy suffering from “secular stagnation”? True or false, the idea alone could keep hurting stock prices.
After asking Comcast about a customer’s billing issue, the Haggler got a quick answer — and a rare look at a corporate attempt, called Einstein, to fix a systemic problem.
Research shows real differences in men’s and women’s economic behavior, but suggests more equitable times to come.
A study finds that people who are good at planning their financial future are more likely to take steps to improve their physical health.
It was the first drop in the default rate in years, but 21 schools still have rates so high that they could be barred from federal loan and grant programs.
Student loans need reform. But recent gloomy reports obscure the key benefit of borrowing for college: a college education.
Readers have questions. Co-authors of a recent study from the Brookings Institution have answers.
A new research paper finds that typical debt burdens have not risen significantly over the last two decades.
A road map to help those with student loans steer clear of common repayment mistakes and protect their credit scores.
After asking Comcast about a customer’s billing issue, the Haggler got a quick answer — and a rare look at a corporate attempt, called Einstein, to fix a systemic problem.
writes Wealth Matters, a column looking at strategies that the wealthy use to manage their money and their overall well-being.
Valuing knowledge and experience, some employers are making extra efforts to encourage longtime workers to stay.
Guide dog schools are considered charities that do work of great value, but they have commensurate expenses. Also, a step-by-step guide to choosing a charity wisely.